Understanding secure contactless transactions in iOS 18

Understanding secure contactless transactions in iOS 18

With the release of iOS 18.1, Apple will finally open its secure contactless payments system to third-party developers. Here’s how Apple’s implementation functions.

Contactless payments.

In iOS 18.1 Apple will open its secure NFC hardware and contactless transactions initiative to third-party developers.

This system combines the on-device Secure Enclave, Secure Element, and NFC hardware to allow secure payments using NFC-based contact terminal devices which are used both for payment and verification.

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